Complimentary Annuity Review
Have You Been Wondering...
- It’s been years since anyone reviewed your annuity.
- You’re not sure how your annuity actually works.
- Your retirement plans have changed since you purchased it.
- If there are benefits or options you’ve forgotten about.
- You simply want a second opinion from someone who isn’t trying to sell you something.
If any of these sound familiar, you’re not alone. That’s exactly why we created The Annuity Checkup.
No cost. No obligation. Conducted by a licensed financial advisor.
Meet Your Review Team
Michael Clark, CFPCERTIFIED FINANCIAL PLANNER® ProfessionalEnsemble Wealth ManagementCo-Founder, The Annuity CheckupOregon Insurance License #2603446
As a CERTIFIED FINANCIAL PLANNER™ professional with more than 30 years of experience, I’ve helped clients navigate changing markets, evolving financial products, and important retirement decisions.
An annuity review is an opportunity to understand what you own, how it is performing, and whether it still aligns with your long-term goals.
My goal is to provide clear, objective guidance so you can make informed decisions with confidence.
David AdamsLicensed Financial AdvisorEnsemble Wealth ManagementCo-Founder, The Annuity CheckupCalifornia Insurance License #4474452
My mission is simple.
When I started working with retirees, I noticed a pattern. Many people had purchased an annuity years earlier, filed the paperwork away, and never looked at it again. I created The Annuity Checkup because I believe every annuity owner deserves to understand what they own and have someone they can trust to answer their questions.
No pressure. No obligation. Just an honest review.
Why Review Your Annuity
Your retirement changed. Your contract didn’t.
An annuity is often purchased at one moment in life and then quietly set aside. In the years that follow, a great deal can change, retirement dates, income needs, health, family, and the people you intend to provide for.
A periodic review is simply a chance to look at the contract again with fresh eyes. Together we can go over how your annuity works, what riders or income features it includes, who is listed as your beneficiary, and what options are available to you today.
Sometimes a review confirms that everything is in good order. Sometimes it surfaces a detail worth discussing. Either way, you finish the conversation understanding what you own.
What We Review
Three areas we walk through together
Contract Review
Review important contract details, riders, surrender schedule, and beneficiary information.
Performance & Features
Discuss current crediting methods, available options, and contract features.
Retirement Alignment
Evaluate whether the annuity continues to support your long term retirement goals.
A review is educational. Replacing an annuity is not always appropriate, and any discussion of alternatives considers the features and costs of the contract you already own.
How It Works
A simple, four step process
- 1
Schedule Your Review
Choose a time that works for you. It takes about a minute to request.
- 2
Meet with a Licensed Financial Advisor
Connect by phone or video, whichever you prefer.
- 3
Review Your Current Contract
We walk through your annuity together, in plain language.
- 4
Receive Personalized Recommendations
You leave with a clear understanding of your options. Nothing more is required.
Why Choose The Annuity Checkup
A conversation, not a sales appointment
Licensed Financial Advisor
Your review is conducted by a licensed professional, not a call center.
Educational Guidance
The goal is understanding. We explain how your contract works and what it does.
No Obligation
There is no cost and no expectation to make any change to your annuity.
Clear Explanations
Plain language instead of industry jargon, at whatever pace suits you.
Personalized Reviews
Every review is built around your contract and your own retirement goals.
Frequently Asked Questions
Questions people often ask
Complimentary Review
Schedule Your Complimentary Annuity Review
If you own an annuity and simply want to understand it better, we would be glad to sit down with you. Share a few details and a licensed financial advisor will reach out to arrange a time that suits your schedule. There is no cost, no pressure, and no obligation to make any changes.
Questions Before Scheduling?
Not ready to schedule yet? That's perfectly okay. If you have questions about your annuity or how the review works, feel free to give us a call. We're happy to answer your questions before you decide whether to schedule a complimentary review.
Speak with a Licensed Financial Advisor(760) 341-8932 Ext. 109Book Online
Prefer to Schedule Yourself?
Choose the option that works best for you. Both are complimentary, no obligation reviews with a licensed financial advisor.
By Phone
30-minute call at a time that suits you.
Schedule a Phone ReviewBy Video
Zoom video meeting from the comfort of your home.
Schedule a Video ReviewOpens Calendly in a new tab. Same complimentary, no obligation review.